Yuku free message boards

Forgot
Password?

image Zan's Zone image

Blog Categories

Related tags in this blog: +, +, +, +, +, +

Found 7 posts with the following tags: - (reset search)

These posts have (all / at least one) of the tags above.

Zan's Zone Blog

  1. Pension Service Have Actually Done Something Right

    07/27/09 15:06:08 | 9 Comments

    A couple of weeks ago I hunted out a letter that I had received from the DWP (department of work and pensions) about 5 years ago. That letter was a forecast of what my pension would be now if my circumstances didn't change.

    The amount of Government Pension I was told I would receive would be in the region of £101 per week. The basic pension today is approx £97 per week. The minimum amount today the Government says one can live on is £130. Therefore if one has no private pensions the basic pension of £97 is topped up to £130 by what is called pension credits. As I have no private pension my pension is topped up to £130 per week.

    On first receiving my pension back in November last year, I was awarded only £70 per week. Although I have known this figure was completely wrong, being as how it was topped up by pension credits I was in no hurry to fight a battle with the DWP until I was actually receiving my pension regularly as I should be....
  2. Bloody Pension Service

    06/21/09 16:50:54 | 12 Comments

    Ok, the government pension is my right. It's not something that I am claiming. It's a pension that I have paid in for all my life. It's a set amount that I am entitled to. Even if I'm continuing to work, I am still entitled to my pension. No if, but, or maybe. It's my money. So please tell me how the heck it can be stopped being paid to me.

    On Monday the 8th of June I checked my bank account only to find that my pension had not been paid in. No worries it would surely be there the next day. Even though that Monday was not a bank holiday so the money should have gone in on time.

    On checking again on the Tuesday, and I might add on the Wednesday, still no pension. So on the blower I got and asked why. No one knew why it hadn't been paid, but I was assured that it would be in my bank within 3 days.

    The following Monday I checked again, and bugger me if not only the previous Monday's money wasn't there but also no...
  3. Never Say "I'm 100% Certain"

    02/10/09 08:46:55 | 7 Comments

    I finally managed to send my divorce papers off to the pension service this week.

    God I am stupid. The pension service asked me to send my divorce papers off to them asap so that I could claim for the years that I was married and bringing up a child. Although having said that, I did work most of those years anyway, but the system does allow one to claim for all those years regardless of whether one worked or not.

    Anyway, as soon as I knew they wanted my divorce papers I started hunting for them. Now, I live in a caravan so there aren't that many places to hunt. On top of that I never throw papers away. All are neatly filed in their years of receiving them and all personal types of paperwork, ie: my birth certificate, p60s, family records, and so I thought, my divorce papers, are all kept very safely together.

    So back in November, the month I retired, I went on my first hunt. Being as it was the first hunt I simply looked in the most obvious...
  4. Lost in the System

    11/03/08 10:59:41 | 2 Comments

    imageToday should have been the very first day that my pension should have gone in the bank. It's paid on the first Monday after ones birthday and today should have been my payday. Note I say should have been. Yup, they messed up big time.

    After checking my bank account this morning, and finding that there was no sign of any cash being paid in, I rang the Pension Service to find out what was going on. Now you wait for this one. My pension claim that was put in 2 months ago hadn't been processed. It gets worse. I wasn't even in the queue to be processed. To put it bluntly, they had no idea that a claim from me was actually in the building.

    On top of that when I put the claim in for my pension, all those weeks ago, they should have asked me to send in my Decree Absolute as proof of my divorce so that they could then sort out the extra pension I was...
  5. Time to Claim My Pension

    10/28/08 08:08:06 | 2 Comments

    imageToday I claimed my pension by phone. It seems now one only has to make a phone call rather than fill in all the forms.

    I do wish they would make up their mind though.

    In the letter I received a few weeks ago, that everyone receives just before the Birthday that will turn us into an O.A.P., it states that one can make a claim 4 months prior to their Birthday. Well, being the lazy marebag that I am I kept forgetting to make the phone call until today when I realised that I am less than 2 months away now.

    Thinking that if I leave it too late it might mean a late start for the first payment, and I know they don't back date a pension, I thought I had better make that phone call. In fact, depending on what day ones Birthday falls on, one can already lose several days. The pension starts from the first Monday after ones Birthday. So if one is...
  6. Food or Warmth - It's Your Choice

    10/28/08 07:10:14 | 0 Comments

    imageFrom today, British Gas is raising the price of its gas yet again, this time by 35 per cent, while customers buying electricity from it will pay 9.4 per cent more. Households who buy both services from the utility will see their dual fuel bills rise by 25 per cent.

    The increases mean the average household's dual fuel bill will rise from £1,055 a year to £1,322.

    Energy analysts pointed out that before the 15 per cent increase in costs implemented by British Gas in January, the typical household was paying £912 a year. Yesterday's price rise means British Gas's bills have now risen by 45 per cent so far this year.Ok, I'm very much ignorant of how finances work for a country as a whole but it seems crazy to me that we (UK) have all that natural resource of gas under the North Sea that we are bringing up and selling to other countries, only...
  7. How and When to Claim the State Pension

    10/28/08 02:25:14 | 0 Comments

    imageOnce one is 4 months away from pension age an envelope arrives from the D.W.P (Dept. of Work and Pensions). This tells us how we can now claim our pension ready for when we turn pension age.

    The basic state pension is £90.70 ($180.94)per week. Added on to that are any extra pension credits one has earned during their working life. These are graduated NI contributions paid between April 1961 and April 1975.

    In addition to that, one can claim pension credits if one's savings are under £6000 and if the state pension, graduated credits, and credits one can claim from ones time bringing up children, are lower than the minimum the law says you are allowed to live on. This top up must bring one up to the minimum of £124.05 ($247.46) per week.

    About 3 years ago I asked for a pension forecast. This is where they take a look at your past...
All blog cards & join the Yuku Blog Ring
Stompin' Out The Fire...